It is essential that you re-assess your level of cover every year, based on current average rebuilding costs, making allowance for any improvements or extensions that you may have made since your last renewal date. You should also add for any other outbuildings e.g. You should add higher-than-average kitchen fittings, finishes, etc if appropriate.Consult the SCSI calculator and choose the appropriate house type and region and insert your total floor area and add the cost of a garage if applicable.Once you have all the areas, add them together to get the total sq.m area. However, if it is different, you should calculate each storey separately to retrieve a more accurate area calculation. For two or three-storey houses, normally the upper floor is the same as the ground floor.Calculate the internal area of your property by measuring the internal finish of the perimeter or party walls within the property, ignoring skirting boards, at each floor level.

If your house conforms to the standard types in the included table of costs, you can use the following method to give a broad indication as to the amount for which you should insure. Whilst every effort has been made to ensure the accuracy of the information contained in this publication, the SCSI does not accept liability of any kind in respect of, or arising out of, the information, or any error therein, or the reliance any person may place therein.

Fees associated with the certification of the house under the Building Control (Amendment) Regulations 2014.Chartered Quantity Surveyor: invite and examine tenders, process payments and agree on final account.Building Surveyor/Architect/Engineer: prepare working drawings and specifications and administer the building contract.Professional fees have been calculated to cover the following services:.The figures allow for demolition costs, professional fees incurred in reinstatement and VAT at 13.5% on building costs and 23% on professional fees.If you select rebuilding costs including a garage the prices estimated are €19,500 for a single attached garage and €35,200 for a double attached garage, on average. The figures do, however, allow for a concrete path around the house, for driveway and re-grassing and fencing. No allowance has been made for the cost of outbuildings, these should be added with a best estimate cost into the calculator.House contents such as carpets, curtains, furniture, etc., are not covered by the figures.

The sum insured should be increased to allow for better-than-average kitchen fittings, built-in wardrobes, finishes and any other items not normally included in an estate-type house.

Heating and thermal requirements to include insulation, minimum air-tight construction, humidity wall vents, and heat pump to latest BER ratings.

The figures assume a standard quality specification with normal foundations, timber frame or brick/block walls, cladding, slate/concrete tiled roof, concrete ground floor and timber first floor, softwood flush doors and double-glazed windows, painted plaster to walls, plastered ceilings, and standard electrics.

The figures shown in the table are a MINIMUM base cost guide for your house insurance.

Double summation calculator